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CCRC vs. Rental Retirement Community: What Are the Differences?

According to Pew Research Center, approximately 10,000 Baby Boomers turned 65 today, and about that same number will reach retirement age every day for the next decade. That’s a lot of retirees! And that’s one of the reasons the retirement living industry is booming in our country with more and more senior living communities opening

When you move into a Continuing Care Retirement Community, also referred to as a CCRC or Life Plan Community, you expect the community to provide housing and health care for life. Therefore, before you make a commitment to a CCRC, you should explore its financial stability, and that of its parent organization, if applicable, to

The vast majority of Continuing Care Retirement Communities require an entry fee. Naturally, people often ask, “What is the purpose of the entry fee?” Before answering this question it is helpful to understand the history of entry fees. The CCRC concept began about a century ago when faith-based and other charitable organizations sought to provide

There are basically five different types of CCRC contracts offered among communities, and variations of each: Type A (lifecare) contract: All other things being equal, a resident with a lifecare contract will pay more while living independently, either in the form of a higher entry fee or a higher monthly service fee. The trade-off is that

August 24, 2018 – The fall course offerings through the Lifelong Learning Series at Carroll Lutheran Village are now available for registration. The series of programs include art, yoga, swimming, meditation, technology, health and fitness and more. The Lifelong Learning Series continues as part of the Carroll Lutheran Village wellness initiative in partnership with the

Determining what differentiates one type of retirement community from another is a point of confusion for many prospective residents and their family members. Try searching for the term “retirement community” online, and you’ll get thousands of results ranging from active adult communities to nursing homes, and everything in between. How is one to narrow down

August 15, 2018 – One of the finest features of summer is the abundance of fresh fruits and vegetables grown locally. Fruits and vegetables harvested at peak season are more nutritionally dense since they have had time to mature and develop abundant nutrients. Seasonal fruits and vegetables contain vitamins and minerals as well as functional

July 31, 2018 – Summer is a great time to spend time outside. Outdoor activities benefit your health, including gardening. Whether you have a garden plot or use planters on your apartment patio, working in the dirt has benefits other than growing beautiful flowers and nutritious fruits and vegetables, such as: Exposure to vitamin D

July 3, 2018 – It’s every woman’s fear – a leaky bladder as they mature. So what’s a girl to do? Plenty, according to Dr. Kristina Cole and Jane Allen at a recent women’s health education session held at Carroll Lutheran Village. At the talk, Cole and Allen spoke to residents about urinary incontinence, or

February 15, 2018 – The spring course offerings through the Lifelong Learning Series at Carroll Lutheran Village are now available for registration. The series of programs include art, yoga, swimming, history, writing, photography, meditation and more. The Lifelong Learning Series continues as part of the Carroll Lutheran Village wellness initiative in partnership with the Carroll

February 12, 2018 – Women, men and children in more than 170 countries and regions will celebrate the annual World Day of Prayer on Friday, March 2, 2018. Carroll Lutheran Village will host the Carroll County service beginning at 10:30 a.m. in Krug Chapel Auditorium. The service was written by the women of the World

November 18, 2017 – The winter course offerings through the Lifelong Learning Series at Carroll Lutheran Village are now available for registration. The series of programs include art, yoga, swimming, technology, politics, poetry, the Civil War, meditation and more. The Lifelong Learning Series continues as part of the Carroll Lutheran Village wellness initiative in partnership

November 10, 2017 – The first Sunday in November is designated as All Saints’ Sunday in the Christian calendar, a day to gather and remember those lost. Each year Carroll Lutheran Village celebrates the lives of residents called to eternal life over the past year with an All Saints Memorial Service. More than 100 friends

August 23, 2017 – The fall course offerings through the Lifelong Learning Series at Carroll Lutheran Village are now open for registration. The series of programs include art, yoga, swimming, pottery, technology and meditation classes. The Lifelong Learning Series continues as part of the Carroll Lutheran Village wellness initiative in partnership with the Carroll County Arts

August 2, 2017 – Yvonne Aasen began running when she was 46 after her late husband had a heart attack. Part of his therapy was to walk four miles per day. She walked with him for six weeks then gradually started to run, increasing her distance over time. Yvonne ran her first 10K the following

May 14, 2017 – Goodwill Industries of Monocacy Valley honored Carroll Lutheran Village on May 12 as a Community Volunteer Partner. The Village provides volunteer opportunities to people served by the organization. Goodwill volunteers are an important part of the infection control effort in the Health Care Center – each Wednesday several volunteers help clean

February 13, 2017 – The spring course offerings through the Lifelong Learning Series at Carroll Lutheran Village are now available for registration. The series of programs include art, yoga, swimming, history, writing, movement and meditation classes and more. The Lifelong Learning Series continues as part of the Carroll Lutheran Village wellness initiative in partnership with

January 17, 2017 – Carroll Lutheran Village in Westminster has been named the Gold Senior Living Community Winner of the Pinnacle Award. The award, sponsored by the NuStep Corporation, recognizes senior living organizations for excellence in whole-person wellness programming that promotes the concept of healthy aging and demonstrates a culture of wellness throughout the organization.

December 22, 2016 – The winter course offerings through the Lifelong Learning Series at Carroll Lutheran Village are now available for registration. The series of programs include art, yoga, swimming, technology, movement and meditation classes and more. The Lifelong Learning Series continues as part of the Carroll Lutheran Village wellness initiative in partnership with the

November 7, 2016 – The first Sunday in November is designated as All Saints’ Sunday in the Christian calendar, a day to gather and remember those lost. Each year Carroll Lutheran Village celebrates the lives of residents called to eternal life over the past year with an All Saints Memorial Service. This year more than

November 1, 2016 – Carroll Lutheran Village and community volunteer Sandra “Sandy” Ferguson has been inducted into the Maryland Senior Citizens Hall of Fame. She was one of 49 older adults in Maryland to be inducted at Michael’s Eighth Avenue in Glen Burnie on October 27. The Maryland Senior Citizens Hall of Fame honors Maryland

June 1, 2016 – Each Memorial Day the President of the United States invites Gold Star families and other special interest groups to the Washington, D.C. to honor them for the sacrifice their family members made to protect our country. This year, Carroll Lutheran Village resident Sondra Sarles was invited to attend. Sarles is a member

March 11, 2016– Meg Edleman is known for being CLV’s resident “hooker.” Rug hooker that is! In three years almost anything can change, but for Edleman, three years is about the perfect amount of time to hook a rug. She began hooking rugs almost 35 years ago, when a woman named Ellen Feminano, a rug

March 10, 2016– Spring selling season is upon us, and now is the perfect time to get your home market ready. Chris Hardsock, Realtor, CRS, ABR from ReMax Advantage Realty, and Karla Pinato, Realtor, CRS, SRES, ABR from The Creig Northrop Team, Long & Foster Real Estate came to Carroll Lutheran Village on March 3rd,

January 28, 2016 – The 2016 Great Decisions program began on January 28 at Carroll Lutheran Village with a look at the Middle East and Syria. Dr. Anouar Boukars, assistant professor of international relations at McDaniel College and a non-resident scholar at the Carnegie Endowment for International Peace, spoke on the topic. Great Decisions is

January 11, 2016 – The Cold and Flu Season is upon us! So far this year only three Influenza-like illnesses have been reported in the Maryland area. So how do we protect ourselves during this time and lower our risks of getting sick? Here are my recommendations: #1: GET VACCINATED If you haven’t had your

June 10, 2015 – Just two days before the end of the school year, Stacey Gibson’s second grade class had one last field trip to squeeze in before summer break. They came to Diven House at Carroll Lutheran Village to meet the assisted living residents they had been corresponding with throughout the school year. Earlier

May 8, 2015 – It’s getting warm outside. The frost and cold of the winter seems to finally be dissipating! As we all look forward to outside activities, travel to different destinations and fun in the sun; it’s important to remember to stay hydrated! Water is important to keeping our bodies working properly. Naturally our

March 27, 2015 – They say that the only things for certain in life are death and taxes. How we prepare for each of these certainties is quite different. Many people plan ahead to minimize taxes to hold on to their wealth. At the same time, many people avoid planning for death in hopes of

March 15 – Making the decision to move to a retirement community is more than just a financial decision – it can also be an emotional or practical one. Brad Breeding, president of LifeSite Logics, a company that provides tools to research and evaluate continuing care retirement communities, says it really boils down to two

March 9, 2015 – The CDC recently (September 19, 2014 to be exact) changed its recommendations regarding vaccination for bacterial Streptococcus pneumoniae. Vaccination against Streptococcus pneumoniae is important for many reasons. Streptococcus pneumoniae is known for affecting your lungs leading to pneumonia, however it also can cause ear and sinus infections. More seriously the bacteria

January 15, 2015 – Many people believe that the health care system in the United States is broken – that it’s driven more by the policies and profit margins of insurance companies than providing quality, individualized care to patients. Dr. Stephen Schimpff, retired CEO of the University of Maryland Medical Center, author and one of

November 17, 2014 – The busy holiday season is just around the corner, a time when con artists will try to catch you off guard to separate you from your money and/or personal information. The Lutheran Village at MILLER’S GRANT recently held a workshop to help Depositors and the community understand how to spot a

November 10, 2014 – It is sobering to know that 5.1 million Americans have Alzheimer’s disease, and our risk of dementia doubles every five years between the ages of 65 and 95. It’s even more sobering to know that Alzheimer’s and other forms of dementia are often misdiagnosed as caregivers and family members write behavioral

October 23, 2014 – Looking for an assisted living community for yourself or a loved one can be an overwhelming process, especially if the search is being done urgently. It is important to know that not all assisted living communities are created equal. It is always a good idea to personally visit several communities in

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